Buying Property in Dubai Digitally: Dubai REST, Oqood, Escrow and Fees Explained

Most of the Dubai property buying process now runs through digital tools from the Dubai Land Department (DLD). This guide explains the practical side of PropTech for buyers: how to check a broker and project before paying, what Oqood and escrow mean for off-plan purchases, and the main government fees. For the wider technology picture, see our overview of Dubai tech and real estate.

The short version

• Use the official Dubai REST app from the DLD to verify a broker, a project and a title deed before you pay anything.
• The DLD transfer fee is 4% of the declared purchase price, usually paid by the buyer.
• Off-plan buyers are registered through Oqood, and payments should go to the project’s regulated escrow account.
• Check that every advert and agent has a valid permit before you sign.

Step 1: Verify before you pay

The Dubai REST app is the DLD’s official mobile app. Residents sign in with UAE Pass or Emirates ID, and non-residents can use limited public features. It lets you:

• Check a broker’s registration number.
• Check a project’s registration, escrow account and completion progress.
• Look up title deeds and download a digital ownership certificate.
• Register tenancy contracts (Ejari) and file complaints.

Also check the advertising permit number (Trakheesi) shown on any listing, which confirms the agent is authorised to market that property.

Step 2: Understand ready versus off-plan

Oqood is the DLD record of your right to an off-plan unit. Escrow rules require developers to hold buyers’ payments in a regulated account that is released as construction progresses, so never pay a developer into any other account.

Step 3: Know the main costs

Amounts change, so confirm the current figures with the DLD or a registered trustee office before you budget.

Step 4: Watch for these warning signs

• A broker or listing with no valid registration or permit number.
• Requests to pay a deposit into a personal account.
• Pressure to skip the escrow account or the DLD registration.
• A price far below similar units in the same building.

Frequently asked questions

Can I buy Dubai property without visiting?

Yes, many buyers complete purchases remotely using digital services and a power of attorney or a trustee office, but verify every party first.

Does buying give me a visa?

Property worth AED 2 million or more can qualify for a 10-year Golden Visa under the official conditions.