What is the warning issued by the UAE Ministry of Interior about car insurance?

The Ministry of Interior has warned residents about a new scam involving fake insurance providers on social media, where fraudsters create fake accounts impersonating insurance companies and offices, advertising policies at unrealistically low prices to lure unsuspecting customers.

How can residents protect themselves from fake car insurance policies sold on social media?

Residents can protect themselves by verifying the licensing of insurance companies or brokers, using approved digital platforms, and being cautious of deals that seem too good to be true.

What is the purpose of the Ministry of Interior's warning about fake car insurance policies?

The purpose of the warning is to raise public awareness of online fraud and to advise residents to take precautions when buying car insurance online to protect themselves from falling prey to online scams.

UAE Car Insurance Scams: Spot Fake Policies

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MDT News Desk July 15, 2026Updated on October 10, 2026

UAE Car Insurance Scams: How to Avoid Fake Policies

The UAE Ministry of Interior has warned residents about fake social media accounts that impersonate vehicle insurance companies and insurance offices. The accounts advertise policies at unrealistically low prices, with the aim of collecting advance payments for policies that are never delivered.

Red Flags

Prices far below normal market rates.
Deceptive adverts or misleading promotions.
Requests for advance payment before you have a verified policy.
Requests for personal or payment information from unverified sources.
Instant policy issuance that you cannot check with the insurer.

How to Buy Safely

Buy only through approved digital platforms and licensed insurance companies or offices operating in the UAE.
Confirm that the insurer or broker is officially licensed before you pay anything. Insurers in the UAE are supervised by the Central Bank of the UAE.
Contact the insurance company through the phone number or website you find yourself, not the one in the advert, and ask it to confirm your policy.
Pay only through a secure, traceable method and keep every receipt and the policy document.
Be wary of any deal that seems too good to be true.

Why It Matters

A fake policy leaves you driving without valid cover, which can leave you personally liable after an accident and can block vehicle registration or renewal. Fraudsters also use payment details and personal data they collect for further scams.

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If You Think You Have Been Targeted

Stop paying, keep screenshots of the account, advert and messages, and report the offer to the authorities. If you have shared card details, tell your bank straight away. Dubai Police has issued its own warning about fake insurance adverts, covered in Dubai Police fake insurance company warning.

💡 Quick FAQ & IntelligenceTap to Expand

Q: How do the fake car insurance scams work?

Fake accounts impersonating insurers advertise very low prices on social media and ask for advance payment for policies that are never delivered.

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Q: How can I check a provider is genuine?

Confirm the insurer or broker is officially licensed, buy through approved digital platforms and confirm the policy directly with the insurance company.

Q: What should I do if I suspect a scam?

Stop paying, keep evidence, report the offer immediately and contact your bank if you shared payment details.