Dubai Traffic Fines: Pay in Instalments with 0% Interest
If you’re struggling to pay off your Dubai traffic fines, you’re not alone. Receiving a traffic fine can be frustrating, especially when several violations accumulate over time. To make payments more manageable, Dubai Police offers an instalment service that allows eligible motorists to spread the cost of their traffic fines over several months without paying interest.
To use the Dubai Police instalment service, the total value of the traffic fines must be at least Dh3,000. Motorists with fines below this threshold will need to settle the amount through the standard payment methods available via Dubai Police. The service is available only for traffic fines issued by Dubai Police, and traffic fines issued in other emirates or GCC countries are not eligible.
The benefits of paying traffic fines in instalments are numerous. For many drivers, paying traffic fines in instalments can provide greater financial flexibility and help avoid budget pressures associated with a large lump-sum payment. Some of the key benefits include interest-free repayment options through participating banks, flexible payment periods of three, six or 12 months, and improved cash flow management, allowing motorists to spread costs over time.
To apply for the instalment service, motorists can visit the Dubai Police website and follow these steps:
- Visit the Traffic Fines Inquiry and Payment service and enter your vehicle or number plate details to view your outstanding fines.
- Select the fines you wish to pay and choose the “Pay via Direct Debit Instalments” option.
- Enter the required information, including your Emirates ID and bank details.
- The system will then display participating banks that support the instalment programme.
- Once you submit your request, it will be reviewed by the selected bank. If approved, your fines will be divided into monthly instalments according to the agreed repayment period.
The Emirates ID you enter must belong to the registered vehicle owner. All Dubai Police fines linked to the owner generally have to be settled together, and the plan only starts once the bank approves it. Payments are monthly, by credit card or direct debit, and all must be completed within a year.
Several UAE banks participate in the Dubai Police traffic fine instalment programme, including major institutions such as First Abu Dhabi Bank (FAB), Emirates NBD, and Abu Dhabi Commercial Bank (ADCB). However, participating banks and eligibility criteria may change, so motorists are advised to contact their bank directly or check the latest information on the Dubai Police website before applying.
For fines issued in the other emirates (Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah and Fujairah), the Ministry of Interior runs a separate instalment service through banks such as RAKBANK, Emirates Islamic, Commercial Bank of Dubai and FAB.
Motorists who are eligible for the instalment service can enjoy the benefits of paying their traffic fines in manageable monthly payments. This can help them avoid budget pressures and maintain better control over their finances. By breaking down larger traffic fine amounts into manageable monthly payments, motorists can settle their obligations while avoiding payment delays that could impact vehicle-related transactions and services.
Frequently asked questions
Can I pay only some of my fines in instalments?
All Dubai Police fines linked to the owner generally have to be settled together, and the plan only starts once the bank approves it.
Do fines from other emirates qualify?
Not under the Dubai Police service. For fines issued in the other emirates, the Ministry of Interior runs a separate instalment service through banks such as RAKBANK, Emirates Islamic, Commercial Bank of Dubai and FAB.
